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Here are a few signs that indicate its time to replace your roof:
- Your roof has reached the end of its expected lifespan .
- Your roof has serious issues with leaks or is missing patches of shingles.
- Youre concerned for the safety of your family and possible loss of personal belongings.
Well make sure your roof replacement project goes smoothly from beginning to end. Fill out our form now to get a free estimate from us!
We are very happy with our roof and the quality of the shingles with the nail edge that holds them in place in hot areas like NC. The dumpster was in place the day before, the two crews showed up by 7:00 am as I was told, they were finished by 5:00 pm the same day, and all areas of my yard were cleaned up. They even have a high-strength magnet to find nails that may have been dropped. Im grateful that I didnt use the fly-by-night company that was not licensed in NC state. Covenant in Raleigh is a great roofer and has been licensed for over twenty years.
Patsy C.
Contact Us to Get a Free Estimate on Roof Replacement
Make Sure Gutters Are Clean
Your gutters are an essential part of your homes exterior. They keep everything flowing freely, and if theyre not draining correctly, this is where ice dams will form because the melted snow has nowhere to go but back up against your roof and cause problems. You can contact a professional for help cleaning them out or at least make sure you keep debris from piling up in them as you do your regular yard work.
Conditions And Restrictions On Roof Grants
Depending on the type of roof grant sometimes there can be conditions attached which might pertain to the eligibility of suitable applicants or impact on what you do with the property for a specified period afterwards.The Single Family Housing and Repair Loans and Grants which can benefit very low income elderly home owners are subject to a maximum sum per applicant of $7.500. Also, the grants are only offered to homeowners who are a minimum of 62 years old or more and whose total family income is below 50% of the median for their area. Crucially, there is a condition that attaches which states that if the house is sold within three years of the grant whether for roof repair or renewal, then the grant money must be repaid.
The Weatherization Assistance Program for families that qualify does not cover new roofing so you can only seek assistance with roof repairs the average award is $6,500.
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How Old Is My Roof 5 Simple Way To Determine The Age
About the Author
Chad Fortson
Unless its clearly detailed on the listing as a new homeowner you might be asking the question How old is my roof?
The age of the roof can be a critical detail that determines how much work you have ahead of you to maintain or replace it. Luckily, a few tell-tale signs of an aging roof can help you determine just how old it is.
Your Neighbors Are Getting Their Roofs Replaced
In general, neighborhoods are built around the same time. So if you begin to see or hear that a lot of your neighbors are getting their roofs replaced, it could mean its time for you as well. Of course, your roof could have been replaced before you bought it in recent years, but if its showing some of these signs, you can bet on it being the same age as everyone elses.
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Making Space For Smaller Renovations And Projects
Buyers tend to have a threshold for what theyre willing to take on. In other words, most buyers are willing to accept a few flaws here and needed repairs there. When those needed repairs stack up too high, buyers back out.
The roof is one of the key structural components of any property. It protects the interior from things like water and sun damage. It even protects other key structural components from deterioration.
When the roof doesnt need any work, buyers are less likely to feel deterred by smaller renovations and projects your home may need. Things like outdated fixtures, fading paint jobs, and old light fixtures wont scare off your potential buyers when your roof is in great shape.
Apply For Roof Financing
Some roofing companies offer private financing options. These financing plans help you spread out the cost of your new roof over months or years. This can make even an expensive roof affordable for budget-conscious buyers.
At RoofClaim.com, we offer fast, free inspections and let you know what you can expect to pay for the work that needs to be done. Receive your pre-qualified rates in less than two minutes and explore your financing options.
Backed by our Million Dollar Guarantee, we ensure youll be satisfied with the final result. Best of all, our financing partners have plans that include low out-of-pocket expenses, top contractors, and a custom payment plan that suits you and your current financial situation.
If the financing doesnt come through, youre still not out of the game. There are other options you can pursue.
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How To Get Financial Assistance For A Roof Replacement
by Dave Lodde | Feb 26, 2020 | Home Maintenance Tips, Roofing
Every year, millions of homeowners find themselves in need of a major roof repair or full-on roof replacement, but they arent prepared for the financial burden of such a job. Replacing a roof can be expensive, depending on the nature of your home and the extent of the damage, and most people dont have access to that kind of cash.
However, its usually vital for you to replace your roof as quickly and efficiently as possible. Fortunately, there are forms of financial assistance that can help you replace your roof.
Why You Need to Replace Your Roof
Several conditions could require a roof replacement. If your roof suffered heavy damage in a recent storm, or if its several years old and is no longer performing optimally, a quick fix may not be enough to restore it to a fully functional condition.
After learning the cost of a full roof replacement, some homeowners begin to procrastinate they dont want to pay the full costs immediately, so they try to hold off for as long as possible. However, this is the worst way to handle the situation.
The solution is to work with a trustworthy, quick-working roof specialist who can replace your roof efficiently while also working with you on the costs. Herb Lodde has been in operation since 1964, and were willing to work with you to make sure your roof gets replaced properlyeven if youre financially struggling.
Financial Assistance for Roof Replacement
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Types Of Roof Damage Covered By Homeowners Insurance
The dwelling coverage portion of your homeowners insurance covers the house structure, including the roof.
Types of roof damage covered by your insurance will depend on the policys terms and the reasons your roof needs to be repaired or replaced. Typically, a policy covers problems that are sudden or accidental, and caused by certain events such as wind, fire, hail or the weight of snow.
Insurance for partial damage. In some cases, the lifespan of the roof is shortened because of damage. Your insurer may cover the cost to replace the entire roof even if its only partially damaged. For example, if a homeowner has asphalt shingles damaged by hail strikes, an adjuster would count how many strikes occurred in a section to determine the impact on the lifespan of the roof. If there are enough strikes, the roof lifespan is substantially impacted and it needs to be replaced.
Even if a roof isnt taking in water right now, the erosion or strikes compromise the lifespan of the roof. This means a roof will never last as long as it should have lasted otherwise, therefore it should be replaced, Steve Severaid, senior vice president & treasurer with The Greenspan Company/Adjusters International.
Insurance for matching issues. If the materials to fix your roof are unavailable, your insurance company may have to replace the entire roof. For example, if you have slate tile that you cant get any more, you may have to replace the entire roof to ensure materials match.
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Your Old Roof Will Be Torn Off
After your contractor covers everything, theyll begin tearing off your old roof in sections. Theyll start on the furthest corner of your roof away from your driveway so that theyre always moving towards the dump trailer and new materials.
After a section is torn off, some of the installers will stay behind to begin installing your new roof while the others continue tearing off. This saves time and means less traffic on your roof.
What Is The Roof Roi On A New Roof
If youre trying to decide between repairing a roof and installing a new roof, its time to take a look at the facts and figures. What is the return on investment when you install a new roof before selling? How much can a new roof raise your overall property value?
On average, a new roof has an ROI between 60% and 69%. That means that if you invest approximately $22,000 to install a new roof, your property value can rise by as much as $16,000.
Its also worth noting that the inverse is also true. Lets say a home inspector finds significant damage when looking at your roof. If they tell your potential buyer that a new roof will be necessary, your potential buyer is looking at a future investment of about $22,000.
So, should you take that investment on or should you leave it to the buyer?
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Place The Earth And Proper Fertilizers
Just like any other plants, even the green rooftops need a regular supply of fertilisers and earthy materials. Green plants on roof top are continuously exposed to the harsh sun rays and irregular rainfall. They might at times have to deal with snowstorms and blizzards as well. So to help them sustain the natural atrocities, proper doses of fertilisers and nutrients is absolutely a must. One also needs to be sure of the quantities of fertiliser added. You simply cannot add a lot of fertiliser at once and then forget about the addition in the entire season. This will result in the early decay of plants, which may pose as a threat to your beautiful natural feature.
Apply For A Title 1 Home And Property Improvement Loan
Title 1 property improvement loans are available through the Federal Housing Administration . These loans are an excellent way to pay for improvements and repairs to your home and property. When you receive an FHA loan, theyre essentially insuring your loan. This means theres less risk for lenders, and theyre more likely to work with you.
With these programs, you can borrow up to $25,000 with 20 years to pay back the loan. But, if you opt into a loan thats more than $7,500, youre backing it with the financial assets you own. This can be a solid option if youve tried other avenues without success.
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Springtime Is Final Here This Means Cookouts And Outdoor Activities With Family And Friends Even Though Springtime In Texas Offers Some Of The Best Weather Of The Year It Is Also Known For Heavy Thunderstorms
After winter has passed take some time to check around your home and make sure it is ready to handle the spring rains. Water damage not only ruins parts of the structure of your home, but it also encourages mold and mildew growth, which can cause additional damage so checking to make sure your roof is ready to endure the spring weather is a must.
Roof Replacement Cost Factors
When your roof becomes worn, youre looking at a greater risk of leaks and mold growth, higher energy bills, and greater vulnerability to pests and in the long term, serious water damage and a decrease in property value. If your roof is old or if it is showing signs of age, its time to start looking into roof pricing. Chances are, your options in new roof materials and roofing costs have changed since you had your last one installed. Take a look at these considerations for a clearer idea of how much it may cost to replace your roof.
Cost per square foot
Roofing contractors base a lot of their roofing cost estimate on the square footage. More square footage means more materials that need to be used to replace the roof. A larger roof will also require more labor time.
Pitch of roof
A higher pitch, or slope, increases the cost in two different ways. For one, it increases the coverage area, adding to the price per square foot. Second, it also requires additional work by the installation company. For example, roofs with a 7-1/2 pitch or higher require roof jacks. A really high pitch roof isnt walkable and requires additional safety equipment. The installers cant stack the needed materials near them on the roof. These factors can drive the cost of roof replacement up.
Roofing materials
Geographic location
Complexity of roof
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Am I Eligible For Liheap
This chart from Benefits.gov shows the average LIHEAP eligibility requirements. Actual requirements may vary by state, city, or region. Each local LIHEAP office sets its own eligibility requirements.
- A person or family participating in certain other benefit programs, such as the Supplemental Nutrition Assistance Program , Supplemental Security Income , Temporary Assistance for Needy Families , or certain needs-tested veterans benefits may be automatically eligible.
- Being qualified for LIHEAP does not guarantee that you will receive help. Whether or not you receive help depends on how much LIHEAP funding is available for the year.
- On average, about 20% of households that are qualified for LIHEAP receive benefits. When LIHEAP funds run out for the year, no more benefits can be given until Congress makes more funds available.
First What Are Ice Dams
Ice dams are formed from melting snow, which refreezes as it flows down your roof and collects at the edge. This buildup of ice creates a barrier between warm air inside your home and the cold outdoors. This can be dangerous and problematic for many reasons:
- If too much heat escapes through your roof, your energy bills could skyrocket.
- The ice buildup on the edges of your roof can lead to leaks, which damage interior walls and ceilings.
- Ice dams create hazardous conditions for anyone who walks onto an icy or snowy rooftop this includes homeowners as well as contractors.
- The weight of ice dams can tear off your gutters, soffit, or even shingles.
- In the spring melt, the amount of water can overwhelm your gutters, and frozen debris can get caught up, causing them to clog.
Ice dams, if left untouched, can grow into a giant mound of ice that reaches the ground. If they get this bad, it can be detrimental to your roof and gutters. Fortunately, there are steps you can take to prevent ice dams, to begin with, and avoid having to deal with them in the winter months.
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Get The Home Repairs You Need
There are always options available when you need to finance home repairs but dont have the cash in the bank. In addition to the organizations and loan assistance programs above, consider cash-out refinancing, taking out a home equity line of credit , credit cards, and personal loans. You can also seek out assistance through crowd-funding platforms like GoFundMe.
To save on home repair costs and potentially avoid pricey repairs and replacements, be sure to maintain appliances and systems throughout your home as needed. Everything from regularly replacing your furnace filters to seeking out and sealing any leaking pipes can make a big difference in your overall repair expenses, and could be the difference between spending a couple hundred dollars over the course of your mortgage or spending thousands of dollars at once for a major repair.
How To Measure Your House For A New Roof Quote
- If your house is 45 feet across the front by 36 feet down the side that equals 1620 square feet.
- Nest you have to allow for the pitch or angle of the roof. If the roof has a low slope like a 3/12 pitch you would multiply the total square feet of the roof by 1.03% this equals 1668.60 square feet to cover the house with this pitch.
- Most roofing contractors allow 10% to 15% for waste, so we will go with 12% waste, 12% of 1668.60 is 200,23 square feet. add that to our running total of 1668.60 equals 1868.83 square feet.
- All roofers will talk to you in “Roof Square” a roof square is the total square feet divided by 100 so this roofing project is 18.69 roof squares.
- Net round that number up to 19 roof squares.
- This will get you the amount of shingles and underlayment you will need.
- Next do you need to remove the old roofing? A roof tear off is priced by the pitch, how many layers and the surrounding areas of the house. I would not put more then 2 layers on a house.
- Finally picking out the new shingles. so multiply the total roofing squares, times the shingle price per roof square.
Using our free roof estimate calculator this roof should be around $7950.
Many houses are not a square box or even a rectangle, measuring houses with dormers and multiple angles should be done by a local roofer.
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