How Much Does A Metal Roof Save On Insurance
When it comes to metal roofing or shingles,the benefits are way better for the homeowner, one which we just discussed, andfor your insurance company. Metalroofing isimpact resistant, unlike traditional asphalt roofing materials whichdeteriorate over time. Metal roofing is also fire resistant, which is anotherreason insurance companies love them. They love them so much that you couldsave up to 35% on your annual premiums.
Metal Roofing Can Be Installed Over Existing Roofs
Metal roofs can be installed over your existing roof without tearing off shingles, provided local building codes allow it. While shingle removal is the preferred route, tear-off is messy and raises the cost of the job.
A potential problem with this type of installation is trapped water vapor. If trapped between the metal roofing and old roofing, moisture can build up and cause mold and rot. But roofers can install a vented metal roof that eliminates this potential problem. Or, installing the new metal roofing over furring strips will raise the metal and provide a ventilating air pocket between layers.
Make sure to consult local building codes before having a metal roof installed directly over old shingles. Some jurisdictions may require full tear-off whenever a new roof is installed.
How Is Metal Roofing Priced
Metal roofing and other types of roofing are based on cost per square.
Metal roof pricing for cost per square is calculated per square foot and then that is added up into the cost per square which is definitely something to pay attention to and understand when you are pricing out or looking for a new metal roof, or perhaps, more importantly, talking to metal roofing contractors or roofing companies about installing a new metal roof.
When you are deciding what type of metal roofing to purchase and install, keep in mind that while there are options at a variety of price points, the cost of metal roofing is a literal investment in the roof over your head as well as the roof over your family or employees and customers heads.
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Visibility Of Your Roof
Whats the use of spending a ton of money on a roof that nobody will see? If you have a house with a flat roof or a low pitch roof thats barely visible, then a standing seam metal roof is likely a bad fit. Its one of those investments like re-piping the plumbing that provides functionality, but you dont see it.
On the other hand, if the roof is the focal point of your house then its worth spending some additional money. Weve all driven down a nice neighborhood and although most of the houses are well kept, they all look alike. Then you drive past the house that catches your eye. Something about it was different and unique. Maybe they just spent twice as much as the other houses, maybe its bigger, maybe its the color. Most often though its that one extra feature that nobody else on the street has. A metal roof is often that it factor on a house.
Heres a perfect example, this house has a highly visible roof thats a focal point of the property. It started out with an asphalt shingle roof and it looked nice, but wasnt necessarily the house on the block that made you look twice. Then they did an expensive remodel and added a metal roof amongst other things. Now its the house that turns heads and the metal roof is an enormous part of that.
Why You Shouldnt Get A Metal Roof
When you have a galvalume or galvanized steel metal roof, you run the risk of rust and corrosion. This happens because of water and water-borne pollutants. Metal roofs are often covered with water-resistant paint, so make sure you inspect the coating. Any damage to the coating increases the risk of rust.
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Asphalt Shingles: More Likely To Warp And Curl
Asphalt shingles generally come with a shorter warranty, and this also means they will require maintenance earlier than metal shingles.
Generally, the biggest maintenance issue with asphalt shingles is when the shingles begin to show various signs of wear. This can include cracking, curling, or warping. This often comes from sun exposure or extreme weather.
If you live in a high-wind area, then you also want to be aware that asphalt shingles are quicker to blow off the roof during periods of extreme wind.
Is A Steel Roof Worth It
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What are the pros and cons of a metal roof?
Similarly, what are the pros and cons of a metal roof? Pros and Cons of Metal Roofing
- Its extremely lightweight. Metal roofing is lightweight, especially when compared to tile or other varieties.
- Its easy to install and will save energy in the long run. Metal roofing material comes in 12 to 36 inch panels or multiple-shingle sections.
- Its expensive.
- It dents easily.
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Shingles Vs Metal Roof Cost: Is Metal Roofing Cheaper Than Shingles
Whether you’re building or remodeling your dream home or you have an old roof that needs to be replaced, it’s time to decide on what type of roofing system to install. It will be the focal point of your house and you really need something that will make your roof “pop”. Metal roofing looks modern and stylish and has hundreds of color options. It looked like a great option until you realized it cost about twice as much as an asphalt roof. You’re probably wondering, is the price of a metal roof worth it?
On the other hand, asphalt shingles will save you quite a bit of money, but they look like asphalt shingles. Nowadays, they are available in different colors, but they just don’t make a statement like metal does. They cost half as much, but don’t last as long as metal panels. Are you wondering, is the upfront savings worth the reduced lifespan of the roof?
Purchasing a new metal roof will cost you $15,000 to 40,000. Going back to the question posed before: is metal roofing worth it? It turns out this question was a little harder to answer than I anticipated. If I turned to the trusty internet the answer is a clear “yes”.
- How long do I plan on living at my house?
- What’s my budget?
- Do I care more about initial savings or long term savings?
- Do I value the look of metal enough to justify the initial savings of asphalt shingles
Steel Roofing Vs Aluminium Roofing
Aluminium roofing is a premium roofing option and is slightly expensive compared to steel roofing. Irrespective of being lightweight , aluminium roof has higher strength-to-weight ratio and is resistant to rust. Steel roofing on other hand has higher weight comparatively and is not resistant to rust so if you are living around coastal regions steel roofing would not be the right choice.
Another difference that can make homeowners prefer aluminium roofs over steel roofs can be because aluminium roofing can be recycled to up to 95% and has a lifespan of 50-60 years whereas steel roofs can be recycled to up to 35% with lifespan of 40-50 years. However, aluminium roofing is more prone to bents and dents compared to steel. You can choose the ideal option for your home based on region you live and your budget for your roofing project.
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What Is Metal Roofing
Metal roofing is an alternative to traditional asphalt roofing thats usually composed of large sheets, though varieties are available that mimic the look of standard asphalt shingles. Materials that may be used for metal roofing include zinc, tin, steel, copper, aluminum, and hybrid metal mixtures, all of which are finished with special coatings to reflect heat, prevent rust, and seal the material against moisture damage.
The growing market for metal roofing in the U.S. now stands at about $3.3 billion across both commercial and residential properties, with manufacturers offering buyers more options for getting the look and utility that theyre after. So if its time for a new roof, here are seven reasons that you might want to put metal roofing at the top of your list of considerations.
What Do You Want From Your Roof
In summary, both metal roofing and asphalt shingles are popular and have their advantages.
For shingles, the advantages are price and low installation costs. While those are certainly valid considerations, both of those attributes are short-term. Conversely, metal roofing is well known for providing long-term value, exceptional performance, and a solid return on investment.
It all boils down to what you want. If low-cost today is your only criteria , then a shingle roof will be your best option. If, however, youre more interested in a roof that does the following, then metal roofing could be a serious consideration in your roof replacement journey:
- Lasts for decades
- Increases the curb appeal of your home
- Requires less maintenance
- Increases the value of your home
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Does A Metal Roof Lower Your Insurance
This is another tricky one as theMetal Roofing Alliance says a metal roof can lower your homeowner’s insurance by up to 35%. I’m not saying this isn’t possible, but keep in mind that this is a statement by a metal roofing trade group. After thoroughly researching this subject, several articles that claimed metal roofing lowers your insurance policy. However, I could not find a study that proved it.
A discount is quite possible and makes sense. During my research it appeared that the greatest opportunities receive a metal roof insurance discount was in regions that experience a lot of hail. Hail storms account for a significant amount the of insurance claims on a shingle roof.
For more information about metal roof insurance discounts, we recommend reading:
Beartooth Steel Roofing Does Not Scrimp
Next off, you require to cut through the man and the women rib to get to the flat of the panel. Utilizing my duckbill snips to ensure a wonderful clean side, I’m mosting likely to come through the flat of the frying pan. Make sure throughout this procedure that you are using your handwear covers. Now we have a panel that’s been reduced to 25.5 inches so that 1.5 inches can overhang at the eave, as well as we prepare to install it.
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Advantages Of Metal Roofs
Metal roofs offer many benefits, including:
- Longevity. Metal roofs can last 40-70 years, depending on the material. Traditional asphalt roofing materials have an estimated life expectancy of roughly 12-20 years.
- Durability. If installed correctly, some metal roofs can sustain wind gusts up to 140 miles per hour, will not corrode or crack and may be impact-resistant . In addition, metal roofs don’t need the periodic costly maintenance that other roofing materials often require. However, they should be inspected periodically to make sure no repairs are required.
- Safety. Metal roofs will not spark and ignite into flames during a wildfire or lightning strike.
- Energy efficiency. Metal roofs reflect the suns UV and infrared light rays that contribute to roof surface radiant heat, which can result in a 10-25% reduction in cooling costs.
- Environmentally friendly. Metal roofs not only have 25-95% recycled content, depending on the material used, but are also 100% recyclable at the end of their life as a roof. In contrast, most shingle tear-off waste ends up as part of the building-related waste stream up to 20 billion pounds per year.
Metal Roofing Cost: What To Expect
So how much does a metal roof cost, actually?
As of March 2021, you can most likely expect to pay between $8.50 $16.00 per square foot of metal roofing including installation, or $850 $1,600 per square in roofing terms, a square or sheet refers to 100 square feet of roof or a roll that is designed to cover 100 square feet of roof.
So, you can calculate the cost of your potential new metal roof per square foot based on the size of your roof and the price per square or metal roofing price per sheet.
Of course, this sizing is somewhat approximate so you will need to give or take a bit, depending on your property and any architectural details like skylights or unique spots that you need to account for so always check with your roofing contractor and make sure that the particular type of roofing they are working with is ideal from their perspective and if there might be any additional costs.
The price of a square depends on the type of metal roof that you end up selecting for example, metal shingles typically cost between $10.50 $14.00 per square foot including installation, while standing seam metal roof costs tends to be slightly more expensive, costing between $12.00 $16.00 per square foot on average.
Also, be aware that you may need to cover the costs of removing and disposing of your old roof .
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Metal Roof Vs Shingle Roofing
Metal and asphalt shingles are two common roofing materials in the United States. If you need a new roof, consider whether you want a metal roof replacement or a shingle roof replacement. You can use this complete guide to metal roofs vs. asphalt shingles to help you decide which one is better for your budget and design preferences.
Do Metal Roofs Leak More Than Shingles
If installed incorrectly, metal roofs have the potential to leak more than shingles. However, if you find an experienced contractor who can install it correctly, metal roofs shed snow and ice to prevent moisture buildup. Since the material is also less likely to suffer damage from weather than other roofing materials, moisture may not leak inside your roof.
Even though high-quality shingles can keep water out of your home, they’re more likely to lose their integrity since they have a shorter lifespan than metal roofs. As a result, you may end up seeing more moisture damage from asphalt shingles than metal panels.
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Can Metal Roofing Go Over Existing Shingles
As long as the existing roof surface and the decking beneath it are sound, flat, and free of rot, metal roofing can usually be applied over the top of one old layer of asphalt shingles. Check local codes and the manufacturers specifications before doing this.
Of course, tearing off the old roof so you can start with flat, sound sheathing certainly gives you a much cleaner starting point. But leaving the old roof in place also has advantages. For example, it:
- Leaves an extra insulation barrier for increased energy efficiency
- Minimizes the debris and disruption to your home and yard during the project
- Adds additional sound insulation for rain and hail
Metal Roofs Are No Noisier Than Asphalt Roofing
Although it’s a common misconception that metal roofs are noisy when rain or hail falls on them, the reality is that when properly installed, metal roofing is no noisier than any other type. Metal roofing is typically installed over a solid substrate. Additionally, the attic and insulation provide a sound barrier. From interior living spaces, inhabitants rarely notice any increase in sound levels when a metal roof is installed.
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Are There Any Drawbacks To Having A Metal Roof
- Longer installation time: Elite Construction, a licensed and insured building and restoration contractor in Denver, Colorado, estimates that a five-person crew can install 35 to 40 square feet of a steel sheet roof in three to four days, about twice as long as installing asphalt shingles but about half as long as installing concrete tile. Installation can take a bit longer depending on the size of your home and the roofs architecture, as well as how the panels interlock.
- Noise: Although some roofers say that a metal roof isnt noisy as long as its installed on top of a solid deck, it can have more of a rumble than people expect, although not as loud as, say, rain hitting a skylight.
- Price: This is the biggest hurdle for homeowners. Expect to pay about twice as much as you would to replace an asphalt shingle roof, but a price comparable to tile. That said, some homeowners insurance policies, such as those with State Farm, offer discounts on premiums in certain states for qualifying metal roofs overlaid onto existing roofs. Ask your insurance agent for more information.
Metal Roofing Prices In Canada By Product Type
Now that we have covered the kinds of factors that will affect metal roofing prices, lets look at what to expect in terms of pricing for each type or class of metal roofing product. Note: Metal roofing price estimates are based on price of material per square foot of roof space plus installation cost, referred to as installed price. In big box home improvement stores it is important to note list prices are for panels of roofing material only. The following price ranges reflect the factors listed above but do not include stripping and disposal. The prices by product will give you an idea of what you can expect to get or be giving up based on your budget. Included are re-roofing cycles so you can see how many roof replacements you might need to do over 50 years.
Economy Metal Roofing: example of a batten mounted steel roof with exposed fasteners.
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