Thursday, November 17, 2022
HomeReplaceWill Home Warranty Replace Roof

Will Home Warranty Replace Roof

How To Get A Home Warranty To Replace The Air Conditioner

Integrity Roofing System & The Warranty Provided | Roof Replacement | FHIA Remodeling

Air conditioners play a critical role in processing warm air and keeping your home cool. It is one of the most commonly used systems at home, especially by those living in higher temperature regions. Due to continuous use, air conditioners may break down beyond repairs. If a home warranty protects the system, it can be replaced without having to spend vast amounts of money on replacement. In this article, we will guide you on how to get a home warranty to replace the air conditioner.

Can A Loose Shingle Cause A Roof Leak

On its own, a loose shingle will not cause your roof to leak, but it exposes your underlayment and roofing materials to the elements. Over time, this exposure causes other shingles to tear, loosen, curl, and deteriorate, leading to more extensive repair and replacement costs. If you notice a loose or curling shingle, its important to act quickly to avoid further roof damage.

Roof Repair Vs Replacement

Your roof could still be in good condition, and not show any signs of leaking, but if it is 20 years old or older, you can prevent an extensive amount of damage to the interior of your home and its contents by having someone come out to assess the situation. According to building supplies manufacturer Owens Corning, the following is a list of signs you’re roof needs to be replaced:

  • Shingle edges are curled, or shingle tabs are cupped or cracked.
  • Bald spots where granules are missing
  • Your roof is at least 20 years old.
  • The roof looks old and worn.
  • Dark streaks from airborne algae
  • Moss

You May Like: How Often Does The Roof Need To Be Replaced

Tips To Save On New Roof Costs

The average price range for a roof replacement can run from $260 to $700 per square foot depending on the roofing material used. Someone might be able to help you out for as low as $150 to $350 per square foot for asphalt shingle repair. For metal roofs, expect between $350 and $1,000 for tile and metal roof repair. Here are some tips on how to minimize your repair and replacement costs:

  • Do your research: Know the size and complexity of your roof and the exact materials you want to have installed before talking to contractors.
  • Shop around: Get quotes from several roofers and always request and check local references before hiring someone. Be wary of extremely low bids, which could mean subpar work, and make sure roofers offer a warranty on materials and installation.
  • Time it right: Roofers are busiest in late summer and fall. Scheduling your roof replacement in late winter or spring may yield lower prices or off-season discounts.
  • Do it yourself: Consider doing part of the work yourself. If you have the time, the proper equipment, and a stomach for heights, removing old roofing before the installer arrives could help cut costs.
  • Cost To Install Flashing On Roof

    Will a Home Warranty Cover My Roof Replacement?

    If leaks are occurring around your chimney or skylights because of age or physical damage, the cost to install flashing on your roof ranges between $200 to $500 for each chimney or skylight. In the case of a roof being replaced, depending on the age and the condition of the original flashing, the roofer will either replace the flashing completely or reuse the original metal.

    Also Check: Install Ondura Roof Panels

    What Is A Roof Warranty

    Any homeowner who has had to repair their roof knows that this type of repair is costly. According to HomeAdvisor, the average cost to repair a roof is $890, and the cost of installing or replacing one ranges from $5,000 to $10,000. Therefore, many homeowners look to offset these costs with a roof warranty.

    Although there is no warranty that will completely cover the cost of a full replacement, some companies do offer contracts that will cover certain types of damage and repairs***. In this guide, youll find answers to the following questions:

    • What types of roof warranties are available to homeowners?
    • What do these warranties cover?
    • Does a home warranty cover roof repairs?
    • Which is the best roof warranty for my home?

    For a home warranty* that includes limited roof leak coverage, call 732-907-4902 or fill out this form to get a quote from Choice Home Warranty.

    Do Home Warranties Cover Complete Air Conditioner Replacement Costs

    Your home warranty plan covers air conditioner replacement costs. But you are still responsible for paying the deductibles and service call fee from your pocket. The service call fee may range between $100 to $200 for replacement, and the deductible will depend on your warranty plan.

    You can also get services from your desired technician, but make sure your company provides reimbursement on obtaining service from your preferred contractor.

    Recommended Reading: Average Shingle Roof Cost

    What Is A Home Warranty

    A home warranty refers to the contract between you and a home warranty company for a warranty term. Usually, a basic home warranty plan covers the cost of repairing and replacing internal home components. This typically includes parts of your homes built-in systems, such as the air conditioning unit, plumbing system, hot water heater and heating system and major appliances, such as the refrigerator and stove. You may choose to opt in for additional coverage, which can cover a pool, garage door opener and more.

    Prior to purchasing home warranty coverage, you must provide proof that your appliances and home systems have been well maintained and do not have any pre-existing conditions. Additionally, claims will only be accepted if the damage is caused by normal wear and tear.

    Once you identify a repair or replacement need, call or contact your home warranty company online. They will set up a service contract with a qualified service technician for a nominal service fee, and any covered issue will be fixed or replaced.

    Your plan is completely customizable, and because of this, your home warranty plan is individualized, so be sure to read the fine print on your contract.

    It Depends On What Caused Your Roof Problems

    2-5-10 Warranty Roof Inspection

    A typical all-perils homeowners insurance policy does cover your roof and the cost of replacing it if it gets damaged. That’s the good news. But usually, you’re covered only if the damage or destruction results from a sudden accident or act of nature. Problems that ensue from general wear and tear or from a roof that has exceeded its intended life span are not eligible for reimbursement because they fall under the general maintenance responsibility of the homeowner.

    Read Also: How Much Does A New Roof Cost In California

    What Causes A Roof Leak

    The average home roof has several layers. We see the external shingles, but beneath those are sheets underlayment or roofing membrane. The underlayment sits upon a layer of wood, and beneath that are the rafters, insulation, and sheetrock or drywall.

    These different layers of protection serve different purposes, but they all work together to keep the elements from making their way into your house.

    Over time, roofing materials deteriorate due to fluctuating temperatures, moisture, ice, sun, wind, insects, and more. When water finds it way past the shingles, it can seep into a tear or seam in the underlayment. It can leak through hardware mountings for rooftop equipment, such as HVAC units or ventilation pipes. It can also drip through gaps where caulking or sealant has dried and cracked.

    Once water is beyond the underlayment, it can easily seep through plywood, insulation, and drywall. Those materials are not meant to be waterproof.

    Does A Home Warranty Cover Your Roof

    Because roof damage is considered structural, roof repairs or replacements are not usually covered by home warranties. However, you will want to keep up with the maintenance of other integral parts of your home in order to detect roof leaks early on.

    Ensuring that your air conditioner and heating systems are well maintained will minimize your chances of having water damage as a result of equipment breakdown. Plumbing leaks due to normal wear and tear from your HVAC system will be covered through a home warranty plan. Catching repairs such as these will leave you better off financially and without the stress of having to find a contractor that is available whenever you are in need.

    Purchasing a home warranty plan is still very important to save you money in other areas in your home. Your appliances and home systems are crucial for keeping your home comfortable. Paying for roofing repairs out of pocket can be debilitating financially, and if a roof leak causes structural damage, you may have no choice but to call a roofing company and pay for the expensive repairs on your own.

    Recommended Reading: New Roof Cost California

    Calculating Patio Roof Costs

    The average cost to install a new patio roof ranges from $1,037 to $2,445 depending on the size and materials used. A small living room patio with asphalt roofing installed will cost $605 while a large outdoor dining patio with a metal roof costs $3,712. Of the four most common patio styles, the two that are generally considered large enough to warrant a roof include:

    • Living room patio – Average size is 16 by 18 288 sq. ft
    • Outdoor dining patio – Average size is 12 by 14 168 sq. ft

    Patio Roof Costs

    • Class A 21 to 45 feet long
    • Class B 16 to 25 feet long
    • Class C 20 to 35 feet long

    Choice Home Warranty Cost

    Will a Home Warranty Cover My Roof Replacement?

    Home warranties require a homeowner to pay two costs: a premium and a service fee. You pay the premium every month whether or not you use the warranty, and you pay the service fee every time a technician visits your home. Here are Choice Home Warrantys prices.

    The extra roof leak coverage costs approximately $70 more a year.

    Also Check: Roofing Costs In California

    Here Are Some Tips To Circumvent Potential Damage

    Every day your roof is exposed to a wide array of weather conditions and elements, all of which contribute to the deterioration of your roof over time. The most common problem is a poorly maintained roof. The roof being one of largest protective components of your home, it requires regular inspection, maintenance and repair. With proper maintenance, your roof can last an average of 15 to 30 years.

    If Home Warranty Policies Do Provide Roof Coverage Its Likely To Be An Add

    When you choose a home warranty policy, youll see a list of the systems and appliances that the warranty covers. Often these systems are arranged into packages at different price points to help homeowners select the level of coverage they prefer. Because roof repair and replacement is expensive for the warranty company, lower-priced packages may not include roof coverage at all, or the warranty company may make the coverage available as an add-on for an extra cost. Higher-priced packages may include the roof coverage as a standard part of the package, but youll want to look closely at the policy to make sure the roof is listed as covered.

    Interested in getting a home warranty? American Home Shield is a lead provider in home warranties and covers up to 23 appliances and systems in your home, meaning that you can stay within your budget when it comes to costly repairs.

    Recommended Reading: Cost To Reroof A House In California

    House Methods Top Recommendations

    For home warranty roof leak coverage, House Method ranked the following based on coverage, coverage caps, and pricing.

    American Home Shield is another top home warranty provider that serves over 2 million homes across the United States. American Home Shield offered three coverage plans, ShieldSilver for appliances, ShieldGold for systems, and ShieldPlatinum for a combo plan that covers both. Roof leak coverage is included in the ShieldPlatinum plan.

    AHS allows its customers to choose their service fee of $75, $100 or $125. If a customer chooses a lower service fee, the monthly premium will be higher and vice versa.

    Pricing and plans offered by Select Home Warranty are laid out below:

    Plan

    Does Home Warranty Cover The Roof

    American Home Shield® – Roof Leak Repair Coverage

    Does the home warranty cover the roof? Well, first of all, you need to learn about the term of the home warranty. It cannot be denied that this is an attractive deal found by the homeowners.

    Their main selling point is to protect the homeowner from unexpected expenses when a major system in the house gets down. But is it worth it? What should you expect? It will help if you read this article.

    Commonly, the home warranty is included when a person buys a new home or transfers it to another homeowner. But does a home warranty cover the roof? You can agree, so the roof of your home will be included in the policy in the first place.

    This article will show you things related to the home warranty, so you know what to expect and the actions needed to take beforehand.

    Don’t Miss: How To Repair Roof Trusses

    Warranty Terms & Vocabulary

    Because warranties can be very complex and complicated to understand, it can help to know some common terms and lingo used both in warranties and to describe warranty coverage. Here are a few industry terms and their definitions to help you understand more fully.

    Contractor or Workmanship warranty: As weve discussed, the workmanship warranty is offered protection for labor and installation of your new roof.

    Determination of applicability: When damage occurs on the roof, or there are signs of a leak, the contractor may sometimes determine the applicability of whether the type of damage should be included under warranty.

    Extended warranty: Homeowners can sometimes have an opportunity to purchase an extended warranty which extends their existing warranty coverage. They are sometimes worth it depending on the length of the warranties offered or how long you plan to own your home.

    Lifetime: A lifetime warranty means the coverage lasts for as long as you own your home/roof. It does not mean your life or the life of your roof.

    Limited warranty: A limited warranty may mean only certain materials or aspects of the installation are covered.

    Manufacturer warranty: A manufacturer warranty comes from the manufacturer of the product itself. Material/defect warranties are always going to be manufacturer warranties, whereas workmanship warranties would not be.

    Wood Or Cedar Shake Roof Cost

    The national average for wood or cedar shake roofing is between $12,000 and $16,000, or $800 per square. The anticipated life span for most wood shake roof installations is between 30 and 40 years.

    Wood shake is available in a range of thicknesses, which will affect the price as well as the protection they offer. Additional treatments are available for a class C fire rating at $0.85 per square foot, and a wood shake roof will require maintenance to clean off debris before the rainy season starts to prevent mold and moss accumulating. While they are most commonly made from cedar, followed by spruce and treated pine, you can also get synthetic cedar shake like Brava Cedar Shake from Brava which have a 50-year lifespan and requires no maintenance.

    You May Like: Cost To Install Trusses

    Why Is Warranty Important

    Having a warranty on your roof gives you peace of mind knowing that your investment is protected against sudden damage, especially when its fairly new. It is an assurance that you wont be spending any more than necessary for as long as your warranty remains valid.

    Routine roof inspections, cleaning, and repairs are the best way to prevent voiding a good warranty.

    Hiring A Reputable Roofer

    Will a Home Warranty Cover My Roof Replacement?

    Unfortunately, there are many unscrupulous people out there claiming to be professionals who are ready to prey on desperate homeowners. They may give you an estimate, pocket your home warranty check, and then never do any repairs. Or they may inflate the cost of the repairs or even make up necessary repairs so as to get more money from your home warranty company. Some storm chasers even go around after storms offering to do inspections and then cause damage while they are up on the roof.

    Make sure you hire a reputable Phoenix roofer who has the appropriate license and insurance to do the work. You can easily learn about a roofers reputation by asking for client references, looking for reports with the Better Business Bureau, and researching the company online. If the roofer has a shady reputation, you will find plenty of negative reviews and posts from angry clients who want to tell everyone all about it.

    Allstate Roofing has a reputation as one of the most-trusted roofing companies in Arizona. We offer roof replacement for both residential and commercial structures, and we install all the popular types of roofing, including tile, shingle, and foam. Every roofer on our team is licensed and insured, and we are committed to providing high-quality, long-lasting results at an affordable price whether you have home warranty coverage or are financing your new roof installation yourself. to get a free estimate for your roof replacement.

    You May Like: Skylight For Metal Roof

    Verify That The Roofer Actually Registered The Warranty So It Can Be Transferred

    For any warranty to be valid, it must be registered and paid for on behalf of the homeowner. The roofer only has a certain amount of time to complete the registration with the manufacturer after the roof is finished. If this step hasnt been completed, the warranty will not be transferred to the buyerbecause the warranty does not actually exist.

    RELATED ARTICLES

    Most Popular